Simply Tasheena: May 2019

Thank you Vantis Life Insurance for sponsoring this post. Vantis Life Insurance makes it fun and easy to get life insurance and protect your family.

Adulting is hard. I get it! However, I know how it feels to be perplexed about the whole entire process of setting up life insurance. I always hear that purchasing Life Insurance can be really intimidating and complicated. I'm here to tell you it's not! Vantis Life really makes the entire process super easy to understand and buy. I was in your shoes, a young mom, and I really didn't know where to start. My employer offered life insurance however when I left the company. My life insurance left as well. When that happened, I put off the idea of looking into life insurance. I thought the process was going to be hard. My prior employer did all of the work for me. However, as a parent, it started to bother me, and all of the "what if's". Trust me, no one wants to think about death. But what really scares me the most as a parent and wife, knowing that my son and spouse would not be able to maintain the same lifestyle in the event of an untimely passing. Below, I'm sharing tips and reasons why you should consider life insurance.

Tips

Ask Questions
It’s so important to ask questions and feel comfortable with the topic. They’re there to help you and do what’s best for your interest. Remember the worse question is the one that’s not asked. Vantis Life specialists can answer any questions you may have about the entire process. I've learned that when you ask the requestions that are really hindering you from purchasing life insurance. It really makes starting the process so much easier and really gives your piece of mind.

Schedule an Appointment
You can easily schedule an over the phone appointment again to get some of your questions answered. I would highly suggest having a running list on your phone. If you’re a lister. Have your pen and pad ready to house all of the amazing questions to ask. I love that with Vantis Life you can call or schedule an appointment. What I love about scheduling an appointment is that it really gives you time to process your thoughts and speak with someone at your convenience.

Get a Quote
So you have the questions you want to ask, and you have your appointment scheduled. Get a quote. Vantis Life makes getting a quote easy and hassle-free. Plus, it only takes a couple of minutes. I think a lot of people fail to realize the sooner the better with life insurance when it pertains to rates. The younger and healthier you are, the lower your term life insurance rates will be.

Why?

Children - My son is my why I decided to get life insurance. In the event of an untimely death, life insurance can still cover college tuition and everyday life.

Fur Baby - Whether you have one or multiple animals, in the event of your untimely death. You can have the peace of mind that your babies are covered and they can continue to live the same lifestyle.

Spouse - Whether you're married or in a committed relationship. Life insurance really does ease the financial burdens for your spouse like mortgage, college tuition, and supplement your income.

Debt - Unfortunately, debt doesn't just disappear when someone passes. Life insurance can be used to pay a debt and ease the financial burden on your family.

Business - Do you own a business? Life insurance can be used to pay off business loans and/or debt.

There are countless reasons why you should consider getting life insurance. Taking the first step to ensure your loved ones will be protected no matter what really makes your a hero. Let alone the peace of mind you'll have every day. I love that Vantis Life makes the process fun and super easy to get life insurance. If you have family or animals who depend on you, don't delay any longer protecting your family.

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One of the things I love most to do is Personal Development. Prior to even becoming a Blogger. I used to attend every workshop my supervisor would approve. This gave me the opportunity to not only improve on my craft. It also gave me the opportunity to connect with others in the same field as me. When I started blogging back in September of 2011. I didn't even realize that there was an entire community within the blogging world. I was amazed at how much I would learn from other bloggers on a daily basis. When I started to learn of the blogger conferences, my goal was to attend as many as possible the following year. I attended BlogHer back in 2012, and I was hooked! I've noticed that a lot of people are a little perplexed about how to budget and save for a conference, and the expenses they should consider. Below I'm sharing How I Budget & Save for Conferences, I've also included a video. Of course, I use these same principles no matter which conference I'm attending.

Associated Cost

Know the entire cost of the conference. Do you have to pay for any of the items listed below?
Conference Ticket
Lodging (hotel/Airbnb)
Travel (Flight, uber/Lyft, rental car, gas)
Food (breakfast lunch, dinner, airport)

Example

Ticket $500
Lodging $800
Travel $400
Food $200

Total = $1900

Most conferences work with hotels to have a special rate for the event. Depending on the conference size the room can possibly book up fast. Most conferences provide this information on their website.
Not all conferences are alike. Know what food is being provided. Are they providing lunch or coffee/tea throughout the event? Is food provided on the first and last day?
It also very important to consider travel, will you be taking a flight, is the event within driving distance? Do you need to rent a car? How much gas will you need?

Save

Most conferences are held on an annual basis and most conference dates have already been posted for the following year that conference has already passed. If you have a full year to save for your conference. On a spreadsheet or piece of paper. Calculate the total cost above and divide it by 12. If you're using the example above, that would be $1900/ 12 = $160 monthly estimated saving cost.

Now Save

It's really that simple. On a weekly basis, you can save $40 a week or $80 bi-weekly or the $160 monthly. Above is just a rough estimate of expenses. However, I highly suggest creating a savings account now that designated solely for professional development or conferences. It makes it a lot easier to plan for a conference when you have the money on hand and saved.

Tips:

Most conferences give huge discounts for the following year conference ticket if you purchase it within the first couple of days of it going unofficially on sale.
You can save big on hotels if you have a roommate or decide to go the Airbnb route.
Unforateltnelty, Due to unforeseen circumstances, some people have to sell their ticket. Let your friends know that you're interested in buying a ticket (this is in the event that the conference is sold out)