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Before we start, I am very aware that the holidays are NOT all about receiving gifts. (Get it? Got it? Were Good!) From being a single mom to a one income household. I know this scenario far too well. For me, it was primarily educating myself on financial literacy. I didn’t see how I could afford to save when I was living beyond paycheck to paycheck. When I did have an extra $1 or $5 the last thing I was thinking about was saving it. I felt that I worked hard and deserved X. Does any of that sound familiar? I try my best to use this platform to help all people any way I can with financial literacy. I have shared several times on the blog ways I save money on everyday expenses. I thought it would appropriate to share what I’ve done in the past that has worked for my family. I remember Christmas eve being at Target swiping my credit card and it declined. I remember waiting for my billing cycle to close to give me a little more time to come up with the money to pay for the items. Sharing tips below that I’ve used and applied and some I still apply daily.
One of the first things that you should do is create a list with three columns in one column list the people that you will buy for. In the second column the gift idea for that person. In the third column the price of the gift or how much it will cost to create the gift if it’s homemade.
Sell what you don’t needI am at a point in my life where less is more. I am getting rid of a lot of STUFF and I’m not just buying to buy. Look around your home. Items you no longer want/need and list it on Postmark. Postmark now accepts men and children’s clothing as well. This is one of the first steps that you should take. Christmas is currently a little over a month away. You could also the Facebook Marketplace or groups (not sure what it’s called) I’ve never used it before. However, it might be a great option for you.
ConsignIf Poshmark is not your jam try bringing your gently used items to your local consignment shop. Most consignment shops either pay you out or you will have to wait for your items to sell.
Sites I Love/Used to sell items